Промени по договор

Промени по договор

Changes in the Contract

After notifying NN Life Insurance, the insured can unilaterally change the way of payment of premiums, change certain beneficiary/ies and/or include new beneficiaries. On completion of a year of the insurance agreement, the insured can initiate changes such as including or excluding additional coverages, increasing sums insured/premiums, including/excluding co-insured persons, change of periods of premium payment.

How can you declare changes in your life insurance agreement?

To make changes in your life insurance agreement, you need to undertake the following steps:

  • Contact your financial consultant;
  • Visit an NN Insurance office in the country;
  • Contact us on 0800 11 464 at the NN Customer Contact Centre.

Who and when can advise you how to adapt your life insurance product to your current needs?

The onset of important events in life such as starting to live on your own, marriage, purchase and furnishing a new home, birth of a child, sending your child to university, retirement, and others can be the reason for a change in your needs to get life insurance protection. There are other unfavourable events that occur unexpectedly and require considerable sums so that the family may cope with the consequences. Applying an individual approach, the NN financial consultants help you to change/ adapt your insurance agreement so that it can correspond to your new problems in life and long term financial goals.

How can you increase the sum insured and the premium?

On completion of each year of your insurance agreement, with the exception of 5% or 25% of the premium, respectively, you can increase the sum insured on the basic and additional coverages after acceptance of the change by the insurer. To make the change, you need to take the following steps:

  • Contact your financial consultant;
  • Visit an NN Insurance office in the country;
  • Contact us on 0800 11 464 at the NN Customer Contact Centre.

How can you include and exclude co-insured persons?

Including or excluding co-insured persons can be made during a one-month period before every anniversary of the insurance contract. You need to fill in an application form in which the desired change is expressed. When including a co-insured person, the person in question has to fill in a declaration on their health status, and the age of the co-insured has to be in compliance with the General Conditions of the Agreement. A statement who will the beneficiaries be on behalf of the co-insured should be included.

How can you change the periodicity of payment of insurance premiums?

This change can be made within one-month period before every anniversary of the insurance contract. You need to fill in a form, in which the desired periodicity is indicated.

If you have chosen Investment plan “NN One”

How can you change your investment program?

You have the right to transfer the investment units and/ or redirect the future periodical premiums from one investment fund to another at any time, by submitting a written application as specified by NN Life Insurance. The application should be submitted:

  • by the applicant in person, or by an expressly authorized person at an NN Life Insurance office in the country;
  • by registered mail or by courier. In that case the application should bear the notary-certified signature of the applicant. Please keep in mind that sending documents that contain personal data by post or by courier carries certain risks. Specimens of “Application for transfer of investment units” and “Application for change of investment fund” can be found in the "Forms" section.

How can you increase the risk part of the insurance?

On completion of each year of the insurance agreement, with the exception of 5% or 25% increase of the premium, respectively, you can increase the sum insured on the basic and additional coverages after acceptance of the change by the insurer. To make the change, you need to take the following steps:

  • Contact your financial consultant;
  • Visit an NN Insurance office in the country;
  • Contact us on 0800 11 464 at the NN Customer Contact Centre.

How can you increase the investment part of your insurance?

You can increase the investment part of the insurance by paying an extra premium at any time, in case there are no overdue periodic premiums, by submitting a written application form as specified by NN Life Insurance. The application can be submitted:

  • by the applicant in person, or by an expressly authorized person at an NN Life Insurance office in the country;
  • by registered mail or by courier. In that case the application should bear the notary-certified signature of the applicant. NN reminds you that sending documents that contain personal data through Postal Service or courier carries certain risks. As a personal information administrator, NN assumes the obligation to protect it from the moment it is received at the company. As a personal information administrator, NN assumes the obligation to protect it from the moment it is received at the company. A specimen of “Notification for payment of extra premium” form can be found in the "Forms" section.
Последна промяна на: 26.08.2019 г.