Insurance plans

Insurance plans

What is Investment Plan “NN One”?

What is “NN One”?

“NN One” is a financial solution that combines the advantages of a traditional insurance plan (protection in case of unpredictable circumstances) with the opportunity for investments on the international financial markets. Here you can choose the type of investment and the degree of risk at the respective profitability levels.

How does this plan work?

  • The premiums you pay for this insurance are divided into a risk and an investment part.
  • In case of death of the insured, the company guarantees the payment of the sum, included in the risk part, and the amounts accumulated in the investment part are added to this sum.
  • At the end of the insurance term, you receive the amount accumulated in the investment part with the yields realized, which means a chance for a larger final sum.
  • The optimal management of your funds, allocated to the investment part, is guaranteed by the long years of experience of the NN Investment Partners, which manage the funds in which you invest. Your funds will be invested in accordance with the investment program you choose.

Choose the suitable investment program

  • Low-risk – all your money will be invested in low-risk assets (low-risk bonds and other instruments on the financial market)
  • Balanced – half of your money will be invested in high-risk assets (shares and bonds on the global financial market) and the other part will be invested in low-risk assets
  • Aggressive – a larger part of your money will be invested in high-risk assets, offering the opportunity for higher yield
  • Commodities and raw materials – part of your money will be invested in alternative assets (commodities and raw materials)
  • Money markets – all your money will be invested in short-term instruments on the money market

Conditions:

  • Insurance term from 10 to 35 years
  • Insurance currency is EUR. The premiums can also be paid in BGN at the exchange rate of the Bulgarian National Bank.
  • Payment of installments is single or periodical by annual, semi-annual, quarterly, and monthly contributions.

What the benefits are?

  • The annual tax basis is reduced by the amount of the personal contributions of individuals paid during the respective year (up to 10% of the tax basis for premiums paid for main and additional coverages). Tax benefit applies for both the risk and the investment part.
  • In case of policy surrender you can receive part of the amount accumulated in the investment account. This amount depends on the moment of policy surrender and the value of the investment accumulated.
  • In case part of the sum accumulated is surrendered before the expiration of the insurance term, the full level of insurance protection is retained.

Основни информационни документи:

NN Агресивен инвестиционен фонд - регулярна премия 

NN Балансиран инвестиционен фонд - регулярна премия  

NN Нискорисков инвестиционен фонд - регулярна премия 

NN Инвестиционен фонд Стоки и суровини - регулярна премия  

NN Агресивен инвестиционен фонд - еднократна премия  

NN Балансиран инвестиционен фонд - едократна премия  

NN Нискорисков инвестиционен фонд - еднократна премия 

NN Инвестиционен фонд Стоки и суровини - еднократна премия 
Last update: 04.02.2020